John Ralfe at the BBC and C4

I have appeared many times on the Radio 4 Today Programme, as well as File on 4, Moneybox, PM, The World at One, BBC News at Ten, Newsnight, Daily Politics and Channel 4 News.



Today Programme on USS - August 2019

Moneybox on pension tax relief for hospital consultants - March 2019

Today Programme on executive pensions - March 2019

Today Programme on BHS pensions and House of Fraser pensions - August 2018

Daily Politics on USS - March 2018

World At One on British Steel pensions - February 2018

Today Programme on Barclays Bank pensions - January 2018

Today Programme on the Pensions Regulators legal action against ITV- August 2017

BBC News Bulletins on USS - July 2017

BBC News on the State Pension Age - May 2017

Today Programme on the £15bn British Steel Pension Scheme - April 2017

Today Programme on BHS pensions - March 2017

News at Ten on BHS pensions - February 2017

Today Programme on PSA's takeover of GM Europe - February 2017

BBC PM Programme on Tata Steel pensions - February 2017

Today Programme on the WPSC Report on pensions - December 2016

Today Programme on BHS pensions (November, October, June, May & April 2016)

Today Programme on the £15bn British Steel Pension Scheme (September, May & April 2016)

Moneybox on Baroness Altmann (July 2016)

Newsnight on BHS pensions (May 2016)

Newsnight on BHS pensions (May 2016)

R4 The Briefing room on BHS (May 2016)

News at Ten on the BHS pension scheme (March 2016)

Today Programme on allowing people to cash-in their annuities (March 2015)

Today Programme on BT Pension Scheme's £16bn longevity swap (July 2014)

Radio 4 Moneybox on Letter to Mr Steve Webb on "Deferred annuities" (June 2014)

Radio 5 Live on pensions in Queen's Speech (June 2014)

Today Programme on the FCA's plans to review £150bn of personal pensions (March 2014)

Today Programme on the Church of England's pension scheme + Robert Peston blog (January 2014)

Watch Newsnight on USS, with JER plus BBC News article (October 2013)

Radio 4 "File on 4" "Coal comfort?"
(July 2013) on UK Coal

Today Programme on UK Coal(July 2013)

Moneybox on the DWP's plans to "reinvigorate" company pensions (November 2012)

Today Programme on changes to tax relief on pensions (November 2012)

Read Robert Peston's blog: Holy pension hole (November 2012)

Paper on QE discussed on the Today Programme (August 2012)
stethoscope
JER & BMA Chairman
on the Today Programme (June 2012)

Today Programme on doctors' pensions (June 2012)

Today Programme and R5 Wake up to Money on the inadequacy of pension savings (May 2012)

Channel 4 News FactCheck on police pensions (March 2012)

Channel 4 News item on NHS pensions
(January 2012)

today
Listen to interview
with Robert Peston on the Today Programme discussing JER's analysis of public sector pension costs (January 2012), plus Robert Peston's blog and news item


World at One on public sector pensions (November 2011)

Listen to on the Today Programme on public sector pensions (July 2011)

Today Programme on the Whole of Government Accounts (July 2011)

George


Read Robert Peston's blog:
"Is the Treasury understating pension liabilities?" (May 2011)

Listen to on the Today Programme on public sector pensions (April 2011)

Listen to BBC Radio 4 Moneybox special on Defined Benefit pensions (April 2011)

Read Robert Peston's blog: "Public-sector pensions lose platinum coat" (March 2011)

Read Robert Peston's blog: "RPI to CPI costs pension savers £83bn" (February 2011)

Nottingham City Council House
Listen to interview on the Today Programme on local government pensions (December 2010) plus Robert Peston's blog & news item


Listen to interview on BBC Radio 4 File on 4 on Boots' tax position (December 2010)

Interview on the Today Programme on changes to pension tax relief (October 2010)

Interview on the Today Programme on EMI (October 2010) & news item

Read Robert Peston's blog: "Royal Mail: A hedge fund that delivers letters" (September 2010)

HMT

Read Robert Peston's blog: "Pension commission's job: To avert national bankruptcy"
(June 2010)


Clip on BBC1 News at 10 (July 2010)

Clip on BBC1 News at 10 (June 2010)

Listen to interview on BBC Radio 4 File on 4 on MPs' pensions (May 2010)

HMT
Listen to interview on the Today Programme on public sector pensions (April 2010)


TPR
Listen to interview on BBC Radio 4 File on 4 on pension regulation (March 2010)

Read Robert Peston's blog: "BT £9bn hole: How much could fall on taxpayers?" (February 2010)

Interview on the Today Programme on the Association of Consulting Actuaries report (January 2010)

Listen to interview on the Today Programme on British Airways (December 2009)

Minster

Listen to interview on Moneybox on the Church of England pensions (also the Today Programme) (November 2009) & news item


Interview on Channel 4 Dispatches (October 2009)

BT
Read Robert Peston's blog: "BT: A blacker pension hole" (July 2009)



gm
Interview on the Today Programme on General Motors (June 2009)



mps
Listen to interview on the Today Programme on MPs' pensions (June 2009)


Listen to interview on Moneybox on Barclays' new DC pension (June 2009)

Read Robert Peston's blog: "BA: loaded down" (May 2009)

Royal Mail

Read Robert Peston's blog: "Royal Mail & HMG's creative accounting" (May 2009)


Channel 4 Dispatches on Fred Goodwin's pension (May 2009)

BBC1 News at 10 on BT (May 2009)

BBC Radio 4 PM on Royal Mail (May 2009)

BBC Radio 4 Moneybox on private & public sector pensions (April 2009)

Nottingham Council House
Interviews on Channel 4 News, the Today Programme and BBC Radio 4 PM on local authority pensions (March 2009)


Today Programme on The Pensions Regulator (February 2009)

Nortel
Today Programme on Nortel's bankruptcy (January 2009)


BBC Radio 4 Moneybox on The Pension Protection Fund (December 2008)

BBC Radio 4 You and Yours on public sector pensions (September 2008)

Today Programme on longevity (February 2008), & news item

Boots logo
Today Programme on the takeover of Alliance Boots by KKR (May 2007)



Today Programme on BT's weak longevity assumptions (November 2006)

Labour rose
Today Programme on The Labour Party's pension scheme (September 2006)


T&N factory
Today Programme on Turner & Newall entering the PPF (July 2006)

Trafalgar House
BBC Radio 4 Moneybox on Trafalgar House Pension Fund (July 2006)


Today Programme on the Crown Guarantee for BT's pension scheme (July 2006)

MG Rover
Interview on BBC Radio 4 Moneybox on MG Rover (April 2006)


BBC1 News at 10 on the new PPF (April 2005)

Interview on Channel 4 News on the new PPF (December 2004)

Transcript of interview on the Today Programme on Turner & Newall (December 2004)

Sainsburys

Today Programme on Sainsburys (October 2004)


Transcript of interview 4 on Radio 4 File on 4 on "The Pension Crisis" (July 2004)

Interview on Channel 4 News on pension deficits (July 2004)

Today Programme on the inadequacy of DB pension contributions (July 2004)

GM
Transcript on The today Programme on General Motors' (December 2003)


ppf
World at One on the PPF being announced(June 2003)

Transcript of BBC1 News at Ten (April 2003)

Transcript of interview on BBC Radio 4 Moneybox special on "The Pension Crisis" (November 2001)

Accounting
Transcript on the Today Programme on FRS17 (November 2000)




Today


“University pension dispute is not just academic”
The Times Comment August 2019

“Three changes to get rid of perverse tax incentives for NHS consultants”
FT letters March 2019

"University pensions bet has failed. Who will pay?"
Times Business August 2017

"It's zombie v lifeboat for British Steel Pension Scheme"
FTfm April 2017

"BHS has lessons for pension regulation” FTfm April 2016





“Got a final salary pension? Time to steel yourself”
FTMoney June 2016






"Tata Steel is a heavy burden for the PPF"
FTfm April 2016



















Letter to Mr Steve Webb on "Deferred annuities" June 2014







"Dear Archbishop, the Church is in pension denial"
FTfm February 2014

“’Actuaries’ magic pencil’ hides UK university pension deficit” FTfm October 2013

Pithead

"PPF digs deep in UK Coal deal" FTfm July 2013








"Where would the FTSE100 be without QE?" August 2012


“Hospital doctors need to do their sums before revolting over pension changes”
FT Letters May 2012













"The real total public sector pension cost for 2009, using the market ILG gilt rate, is about £30bn, double the £15bn official cash cost" : FTfm June 2010












"The discount rate for public sector pension costs should be based on long dated index linked gilts" : Letter to George Osborne from JER & 22 other UK, US & Australian pension experts April 2011

"The correct public sector pension discount rate"
FTfm March 2011

"If DB pensions didn’t exist, would we invent them?"
FTfm January 2012



























"Getting clarity on public sector pension costs is technically easy, but politically difficult"
FT Letters December 2008










"The Treasury's basic mistake about public pensions"
FT Letters July 2008



“The Pensions Regulator can become transparent and accountable only if the law is changed" : FTfm May 2011

"BT Group pensions: How much are taxpayers on the hook?"
JER note September 2009








"The Church Commissioners are in denial about their real pension liability"
FTfm February 2010





"BT’s fundamental approach seems to be "keep betting on equities and hope for the best""
FTfm May 2009



"Maintaining GM’s pension plans is a hidden transfer of $3.5bn a year from the US government"
FTfm June 2009


"MPs' pensions fail the transparency test"
FTfm January 2008



























"Neither local authorities nor central government recognise the size of the LGPS deficit and thus have no plan to address it"
FTfm March 2009




"Nortel outlay to reveal cracks in PPF" : FTfm January 2009



"New PPF rules needed to protect taxpayers"
FTfm October 2008







"What does the Boots deal tell us about the powers of the Pensions Regulator?"
FTfm June 2007



"The scale of longevity risk for BT is breathtaking"
FTfm November 2006

"Will the Labour Party pension scheme be the first test case for the Pensions Regulator?"
RBC Capital Markets OFN 35 September 2006


"Turner & Newall and the PPF" RBC Capital Markets OFN 33 July 2006


"The Pensions Regulator & Kvaerner" (Trafalgar House)
RBC Capital Markets OFN 32 July 2006


"BT Group & the Crown Guarantee" : RBC Capital Markets OFN 29 April 2006

"Spotlight on MG Rover"
RBC Capital Markets OFN 16 April 2005

"Will Turner & Newall sink the PPF?" : RBC Capital Markets OFN 15 March 2005

"Turner & Newall - on the cusp” RBC Capital Markets OFN 11 November 2004



"Sainsburys - the actuarial challenge" : RBC Capital Markets OFN 10 October 2004







"Are Company Contributions Big Enough?" : RBC Capital Markets OFN 8 July 2004

"GM: Not let off the pension hook" : RBC Capital Markets OFN 5 December 2003


"Poor pension insurance is worse than none"
FT Comment & analysis June 2003







"Transparent & consistent accounting, including pensions, is crucial to the international capital markets"
FT Letters February 2002
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